Crash your car while playing Pokemon Go? You won't get cover

AN INSURANCE company has warned drivers who crash their cars while playing Pokemon Go will struggle to get a payout. 

Spokesman for Understand Insurance Campbell Fuller told News Corp  those who break the law while driving essentially waive their right to claim for damage to person and property if they have an accident. 

"Handling a phone or other mobile device, such as a tablet or smart watch, while driving is dangerous and against the law in every state and territory," Mr Fuller said.

"Comprehensive and third-party property motor insurance policies require policyholders to take reasonable steps to ensure the safety of themselves and their vehicles. That includes obeying the law.

"If an accident was caused by a driver who was handling their phone, it may result in an insurance claim being denied, and the driver left to cover the repair costs themselves."